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Check which scheme is right for you

With a range of government schemes available to make buying a home more affordable, use our tool to find out which scheme is right for you.

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The mortgage guarantee scheme

Launched on 19 April 2021, the mortgage guarantee scheme helps to increase the supply of mortgages for borrowers with just a 5% deposit.

A couple sat on the floor surrounded by cardboard boxes for moving home"

Shared Ownership

Shared Ownership is a part rent, part buy scheme that will enable you to buy a share of between 10-75% of a new build home and then pay rent on the rest.

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First Homes

First Homes is a new scheme to help local first-time buyers and key workers a first home, by offering homes at a discount of at least 30%.

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Right to Buy

A government scheme to help eligible council tenants in England buy their rented home with a discount of up to £87,200 (£116,200 in London).

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Stamp Duty

If you purchase a residential property before 30 June 2021, you only start to pay stamp duty on the amount that you pay for the property above £500,000. These rates apply whether you are buying your first home or have owned property before.

News and advice

Adam and Daisy

New support to help build Adam and Daisy’s forever home

A new scheme to help people make their dream of building their first home a reality opened for applications on Monday 27 June. Help to […]

homeowners looking at plans on self build site

Help to Build: Equity Loan open for applications

A new government scheme to help people in England to custom and self build their own homes opens for applications on Monday 27 June 2022. […]

A young couple working on a laptop and reviewing paper documents

Prime Minister pledges to turn ‘benefits to bricks’

The Prime Minister has pledged (9 June) to change welfare rules so that the 1.5 million people who are in work but also on housing […]

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