Use the filters below to find the affordable housing schemes that could be right for you.
Or for highly customised results, please answer a few questions about yourself to find your scheme.
All schemes
Have you owned a home before?
Where are you looking to buy?
-
Help to Buy: Equity Loan
If you want to own a newly built home in England, you could borrow up to 20% (up to 40% in London) of the purchase price from the government. You’d only need a 5% deposit and your mortgage would make up the rest.
-
Right to Buy
If you're a council tenant in England the Right to Buy scheme could help you buy the home you rent with a discount of up to £78,600 (£104,900 in London).
-
Help to Buy: Shared Ownership
If you can't quite afford to buy 100% of a home, you could buy a share of your home instead and pay rent on the rest.
-
Right to Acquire
If you're a housing association tenant in England you could be eligible to buy the home you rent with a discount between £9,000 and £16,000.
-
Preserved Right to Buy
If you're a housing association tenant in England you could be eligible to buy the home you rent with a discount of up to £78,600 (£104,900 in London).
-
Self Build Portal
Do you dream of building your own home or having it custom-built for you? The Self Build Portal could empower you to make your dream a reality.
-
Discounted Sales
If you want to buy a home where you have a local connection, this scheme could help you do that with a 25%-50% discount.
-
Resales
If you can't afford to buy a whole home, you could buy the same share of a home bought by its current owner when they used a shared ownership scheme.
-
HOLD – Home Ownership for People with Long-Term Disabilities
If you have a long-term disability, the HOLD scheme in England could help you buy any home for sale on a shared ownership basis (part-rent/part-buy).
-
OPSO – Older People’s Shared Ownership
If you're aged 55 or over, the OPSO scheme could help you own up to 75% of any home that’s for sale on a shared ownership basis (part-rent/part-buy).
-
Forces Help to Buy
If you're serving in the armed forces, the Forces Help to Buy scheme could let you borrow up to 50% of your salary to buy or improve your home.
Can you afford to buy?
Buying a home could be the biggest single investment you ever make. It’s an exciting time, but there is a lot to think about. So you’ll need to take time to look at the costs.
You can find advice on saving for a deposit, getting a mortgage and much more on the Money Advice Service website. You can even use an online calculator to estimate how much your mortgage repayments could be.
To find out more about the process, key stages and what fees to expect, we recommend you visit their home-buying timeline first.
The Money Advice Service is a free, unbiased and impartial service set up by the government.
