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Check which scheme is right for you

With a range of government schemes available to make buying a home more affordable, use our tool to find out which scheme is right for you.

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The mortgage guarantee scheme

Launched on 19 April 2021, the mortgage guarantee scheme helps to increase the supply of mortgages for borrowers with just a 5% deposit.

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Shared Ownership

Shared Ownership is a part rent, part buy scheme that will enable you to buy a share of between 10-75% of a new build home and then pay rent on the rest.

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First Homes

First Homes is a new scheme to help local first-time buyers and key workers a first home, by offering homes at a discount of at least 30%.

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Right to Buy

A government scheme to help eligible council tenants in England buy their rented home with a discount of up to £87,200 (£116,200 in London).

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Stamp Duty

If you purchase a residential property before 30 June 2021, you only start to pay stamp duty on the amount that you pay for the property above £500,000. These rates apply whether you are buying your first home or have owned property before.

News and advice

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Right to Shared Ownership scheme launches

Residents in social and affordable housing are being given the chance to buy a share in their home for the first time, as applications can […]

Young couple sat down together, surrounded by cardboard packing boxes, looking happy.

Government extends mortgage guarantee scheme

The mortgage guarantee scheme has been extended by a year to the end of December 2023, helping more people with 5% deposits onto the property […]

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Forces Help to Buy scheme made permanent

The Forces Help to Buy scheme has been made permanent as part of the Government's enduring commitment to supporting our Armed Forces (19 December 2022). […]

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