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• Privacy and cookies

  The following is to explain your rights and give you the information you are entitled to under UK data protection legislation. The data controller The Department for Levelling Up, Housing…

• Help to Build: Equity Loan

  Overview Help to Build is a government equity loan that is available to people in England who want to custom build or self build their own home. Custom build and…

• Stamp Duty Land Tax relief

  Overview Stamp Duty Land Tax is a tax to pay if you buy a property in England or Northern Ireland. Different rates of stamp duty are charged on the portion…

• The mortgage guarantee scheme

  Overview The mortgage guarantee scheme (launched in April 2021) is helping to increase the supply of 5% deposit mortgages for credit-worthy households by supporting lenders to offer these products through…

• How does it work

  Help to Buy: Equity Loan (2021-2023) If you’re a first-time buyer in England, you can apply for a Help to Buy: Equity Loan. This is a loan from the government…

• Gail Webber used Help to Buy to purchase her home

  Gail bought her £210,000 new dream home from Kier Homes. Gail had seen and heard of the Help to Buy: Equity Loan scheme, but she wasn’t sure which direction to…

• Callum Trimmer used Help to Buy to purchase a property

  Callum Trimmer bought from Crosshall Developers in Leeds in 2019. He purchased a three-bedroom property for £252,000. Callum used the Help to Buy: Equity Loan to secure a £50,000 loan…

• Emily Freeman snapped up a family home using Help to Buy

  Property solicitor Emily had met her partner Ema, and her teenage daughter Beth, and they wanted a new home with more space – particularly because they had three cats to…

• Advice from the experts: My top tips to help make your first home a reality

  Whether buying your first home seems like a distant dream or is something you hope to do in the near future, there are steps you can take now to make…