Help to Buy: Equity Loan has closed.

Applications for this scheme closed on 31 October 2022, and all homebuyers were required to reach legal completion on their home before 31 May 2023.

You can find more information about Help to Buy: Equity Loan (2021-2023) in our homebuyers’ guide.

For information on how to manage your equity loan, visit Manage your Help to Buy: Equity Loan.

Part of the Help to Buy scheme


Help to Buy: Equity Loan (2021-2023) was a scheme for first-time buyers. It included regional property price limits to ensure the scheme reached people who needed it most.

Homebuyers could borrow between 5% and 20% of the cost of a newly built home in England, and up to 40% in London.

Help to Buy: Equity Loan (2021-2023) was launched on 1 April 2021.