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• Applying

  Buying a home can be a long process – getting started early on working out your mortgage options can save you time later in process. Your landlord is required to…

• Completing your application form

  If you think you are eligible and feel ready to apply for the Right to Buy, you need to fill out the RTB1 application form. In both cases, you will…

• Receiving your offer letter

  Your offer letter (called a Section 125 Notice) is a very important document and you should read it carefully. It contains the valuation, discount amount, purchase price, structural problems (if…

• Dealing with delays

  Your landlord must deal with your application within the timescales set out below. If they don’t, you could get a further reduction on the sale price. Once your landlord has…

• Going forward with your purchase

  If you’re happy with all the terms of your offer notice and would like to proceed with your purchase, you will need to confirm this with your landlord in writing….

• Things that affect discount amount

  Previous discounts – if one or more of the applicants has previously benefited from a discounted sale on another property, either with your current landlord or with another public sector…

• Getting a mortgage

  For most people, buying a home is the biggest single investment most people ever make. It’s an exciting time, but there is a lot to think about. So you’ll need…

• Buying a leasehold property

  It’s common for flats to be leasehold, especially in large developments. Some houses are also leasehold properties but this is less common. When you buy a leasehold property, the freeholder…

• Help to Build: Equity Loan

  Overview Help to Build is a government equity loan that is available to people in England who want to custom build or self build their own home. Custom build and…